Unemployment insurance–Terms and conditions

When a person loses his sole source of income by losing his job and is suddenly redundant he may fall back on the redundancy insurance or the unemployment insurance. If you lose a job, or fail to go to work due to illness or accident you can still continue with your daily expenses like regular family expenses, credit card bills and mortgage or loan repayments. But such insurance is only valid when you lose your job involuntarily. If you yourself leave the job and claim for insurance, it would be turned down. It usually takes from between 30 days to 180 days for your insurance provider to realise your claims depending on their conditions.

The amount of finance realised against an unemployment claim varies between a minimum of 50 percent of your original salary to the maximum of about 75 percent. However for higher amounts to be realised you need to pay higher premiums while you were employed. The insurance covers all types of financial obligations like mortgage repayments, credit card bills and living expenses if you have involuntarily rendered unemployed for no fault of yours. You just need to choose your insurance wisely according to your needs and financial conditions.

Last 5 posts by Deepak Shrivastava

Leave a Reply

You must be logged in to post a comment.

Categories